Can I Use Insurance For Therapy?

Many people are concerned about the cost of therapy. While we strive to keep good therapy and marriage counseling affordable (and DO consider it priceless) we also understand that expense matters. For this reason we work hard to help our clients use their insurance benefits to pay for their therapy, when possible.

The short answer?

Yes, You Can Use Your Insurance Benefits

But with us, you also get the benefit of a true private practice. Due to multiple factors, including restrictions on the number of sessions and fact that therapists are often required to reveal what is being discussed in therapy sessions to insurance companies, we decided it would be better for our clients if we remained out-of-network providers.

What You Talk About in Therapy, Stays in Therapy

We’re out-of-network to maintain your privacy. Because we don’t have an obligation to your insurer it means that, if you choose to use your insurance benefits to pay for therapy, the only information we need to share about you is a psychiatric diagnosis and the fact that we are seeing you for therapy. We do not need to share any other personal details that become part of your permanent medical record. Plus, there are no time restrictions. We will be able to work together for the amount of time it takes for you to successfully meet your goals, and not be limited to six or eight sessions.

How to Use Your Insurance Benefits To Pay For Therapy

We can help you get reimbursed for your therapy sessions, if your insurance policy covers behavioral healthcare with out-of-network providers. The way it works is that our clients pay us directly for services, and then our office will submit a claim to your insurance company. Then your company will send you a reimbursement check.

Dr. Lisa Marie Bobby is trained as a Psychologist, a Marriage and Family Therapist, and is a Board Certified Life Coach. She is the Founder of Growing Self Counseling and Life Coaching in Denver, Colorado.

Dr. Bobby is the host of the Love, Happiness and Success Podcast, and the author of “Exaholics: Breaking Your Addiction to Your Ex Love.”